8730 Thomas Drive 504 Panama City Beach, FL 32408

Where coastal ease meets everyday comfort, and rental potential exceeds $27K annually, Villa 504 at The Villas at St. Thomas captures the best of lagoon-front living.

Perfectly positioned on the ground level, this residence allows you to step effortlessly from your screened patio to the water's edge. Life here feels private yet connected, surrounded by resort-style amenities including a sparkling pool off the lagoon, tennis courts, sauna, grilling area, community dock, and dry -boat storage, with on-site dining, entertainment, and the Gulf just moments from your door.

Inside, the one-bedroom plus bunk alcove layout balances function and flow with an open concept design, granite countertops, and a casual breakfast bar that anchors the kitchen. Wood-tone plank and tile flooring add warmth and durability throughout, complemented by an updated bath and in-unit washer and dryer for convenience.

Whether enjoyed as a personal retreat or a smart investment, Villa 504 embodies effortless coastal living — blending relaxed luxury, thoughtful updates, and unbeatable proximity to the Gulf beaches, local dining, and shopping that define Panama City Beach.